All articles in Business & Finance

Business & Finance

What You Need to Know About an Ice Cream Truck Business

There is nothing quite so quintessentially Americana as the tinkling sounds of an approaching ice cream truck on a hot summer’s day. Generations of children have run, money clutched in hand, to catch the ice cream truck before it leaves their neighborhood. Starting this type of business is both exciting and rewarding.

Continue reading What You Need to Know About an Ice Cream Truck Business

Ways To Generate Online Income by Johnathan Abbiss

student Loan

The Internet has made it possible to generate many more forms of passive online income. Passive income is one of three types of income, as categorized by the IRS. The most common source of passive income is through online advertisements.
Continue reading Ways To Generate Online Income by Johnathan Abbiss

IT Jobs: A promising Future by Irishnewjob

business

Information technology has entered almost in all sphere of our life. From electricity bill payment to shopping all are related and effected by IT in some way to other. Industries are automating their task to cut down manual labor cost. Home appliances, industrial machines, watch, automobiles are using software to enhance the quality of products. As a result demand of IT professionals is high in market. Continue reading IT Jobs: A promising Future by Irishnewjob

Local Business Listing Optimization is Bliss for Small Business Entities!

small-business-social-media

The best thing with this era of internet world is the access to everyone and the exposure that it can give to all kinds of business enterprises. You do not need to have a great set up and the great kinds of accessories. If you are running a pizza shop at the corner of a local market or the hair salon to which you want to add more clientage. It is just too easy with the introduction of Local Business Listing section that was initiated by Google and then carried on by other search engines as well.

Continue reading Local Business Listing Optimization is Bliss for Small Business Entities!

Benefits of Secured Loans – Comes as Freebie for the Borrowers

loans

It is often seen that as years pass, newer alternatives of older things crop up while the older things fall into oblivion. Secured loans however have withstood competition from a whole range of financial products such as unsecured loans. Unsecured loan lenders tried to deflect borrowers from secured loans by showing them that there home was at increased risk if they took the loan. Continue reading Benefits of Secured Loans – Comes as Freebie for the Borrowers

Debt Consolidation Loans

loans

Wouldn’t it be nice to make just one payment per month instead of several? Most of us not only have a mortgage payment. We have car payments, credit card payments, student loans, etc.If you have been living in your home for a reasonable amount of time and you have acquired enough equity, you might want to consider a debt consolidation loan.
Continue reading Debt Consolidation Loans

An Overview of Student Loan Debt Consolidation

loans

A student loan debt consolidation loan allows you to combine your federal student loans into a single loan with one monthly payment. The repayments of a student loan debt consolidation loan can be significantly lower than the payment required under the standard 10-year repayment option. Under the Federal Family Education Loan (FFEL) Program, banks, secondary markets, credit unions, and other lenders provide the student loan debt consolidation loan. Continue reading An Overview of Student Loan Debt Consolidation

Cars and Credit Reports

car

The Problem

I was driving home from the store the other night when I noticed a license plate that made me laugh to myself and then I proceeded to feel sorry for the poor sap driving. The plate read “0 DOWN”. It was a white, shiny, new Ford Explorer (probably an 06′). Here’s what really got me about the caption: Not only did this consumer purchase a brand new vehicle with no money down, but he was proud of it. DUMB! Commercial advertisements and society as a whole embeds the “Buy Now, Pay Later” method into our heads and it works so well that around 90% of all consumers who purchase new cars do not put $5 down on the vehicle before signing the papers. The sad fact is, is that the average new automobile loses $3,000 as soon as it leaves the lot. Technically, you have gone into debt for something that loses value before you even use it. As if this wasn’t depressing enough, the less money you put down on a car and the worse off your credit is, the more you pay for the car. If this isn’t one big sand trap I don’t know what is!

Continue reading Cars and Credit Reports

Home Equity Loans Make Financial Sense

The optimum word in “home equity loan” is equity. Start with the fair market value of a home, subtract the mortgages (first and second) and any liens against the property, and what you have left is the equity. This equity can be used as collateral to secure cash in the form of a loan or mortgage.

The amount borrowed is based on a percentage of the appraised value of the home. The percentage rate can vary from 75% to 125%. The length of the financing will also vary. The two main types of home equity loans are fixed rate loans and adjustable rate loans.
Continue reading Home Equity Loans Make Financial Sense

Logbook loans – Money Against Vehicle Logbook

loans

Logbook in simple terms means a vehicle registration certificate issued by Driving and Vehicle Licensing Agency (DVLA) in the UK. I hope you are aware of the fact that registration document V5 popularly known as logbook has become invalid from July 2005 and is replaced by a new style vehicle registration certificate (V5C). A logbook is valid up to 5 years and contains entries regarding owner of the vehicle, registered keeper of logbook, chassis number, current registration mark, engine number, model and color of the car. You know various means of borrowing. But, do you know you can borrow a loan by using a logbook. Yes, it is true, now you can borrow a logbook loan.
Continue reading Logbook loans – Money Against Vehicle Logbook